T8020 Token Use & Privacy Policy

About the T8020 Token

The T8020 Token is a utility token designed to power access, rewards, and benefits within our ecosystem. Purchasing or acquiring the T8020 Token signifies agreement with the following terms and disclosures. **** - By purchasing a T8020 token, you are confirming that you are NOT a resident of California, New York, Texas, Washington or New Jersey.

1. Token Supply & Transparency

  • Total Supply: 500,000,000 T8020 tokens

  • Circulating Supply at Launch: 200,000,000 tokens

  • Treasury Allocation: 300,000,000 tokens (inactive and held for long-term ecosystem growth)

Treasury-held tokens are not in active circulation. They will remain unused unless critical developments or strategic expansions arise. A full breakdown is available, upon request.

2. Privacy & Wallet Data

We respect your privacy and operate on a non-custodial, wallet-to-wallet model.

  • We do not collect any personal information (name, email, etc.) during token purchases.

  • Transactions are recorded on the blockchain, which is public and transparent.

  • If purchasing via platforms that request user data (e.g. credit card payment processors), please review their privacy terms.

3. Token Utility

The T8020 token provides access to features including (but not limited to):

  • Memberships or access to gated experiences

  • Discounts or perks within our ecosystem

  • Voting rights in community proposals or treasury allocation

Tokens do not represent equity, debt, or investment contracts. They are strictly utility-based.

4. Risk Disclosure

Cryptographic tokens are speculative and may experience volatility. Buyers should:

  • Conduct their own research (DYOR)

  • Understand the token’s purpose and use cases

  • Recognize there is no guaranteed value or return

We make no promises of price performance or resale value.

5. ⚠️ Terms of Use

By acquiring T8020 tokens, you agree to:

  • Use tokens only for lawful purposes

  • Not engage in manipulation or abuse of the token ecosystem

  • Accept the risk inherent in blockchain-based assets

We reserve the right to make changes to token terms and functionality based on evolving legal, technical, or ecosystem requirements.

******* - SPECIAL CIRCUMSTANCES - Points Club Inc - Liquidity Event Policy – Stock and T8020 Token Holder Returns

1. Purpose

This policy outlines the distribution of proceeds in the event of a company liquidity event, including but not limited to a sale, merger, restructuring, acquisition, joint venture, or any other transaction resulting in financial returns to equity shareholders. We have no plans and have no intention to initiate such an event. The T8020 token, both national and city, is solely a membership token with all the benefits and rewards that entails. But, in the event Points Club majority shareholders decide to enter into such a transaction, it wants those who have joined our cause to benefit financially on a major change to the company structure. The token holders helped build our membership, helped fight for our quest, and are entitled to some type of rewards for their efforts in helping us succeed in our Citzens Information cause. This policy explains how that works, if such an unplanned event occurs.

2. Covered Stakeholders

This policy applies to:

  • Equity holders (common and preferred stockholders)

  • Token holders (digital token holders, including both founders and external purchasers)

3. Proceeds Distribution Structure

A. Equal Split Between Equity and Token Pools
Upon a qualifying liquidity event, 100% of net proceeds (after transaction costs and liabilities) will be split into two equal pools:

  • 50% of proceeds allocated pro rata among all equity (stock) holders

  • 50% of proceeds allocated pro rata among all token holders (subject to the adjustments described below)

4. Token Holder Multiplier Adjustment

To incentivize early adoption and external participation in the T8020 Utility Token establishing information control to citizens, token holders' entitlement will be adjusted via a multiplier system based on the origin and timing of token acquisition:

A. Adjusted Token Weights for Proceeds Calculation

  • Founders and internally issued tokens: No multiplier (1 token = 1 adjusted token)

  • First 500,000 tokens purchased by external (non-founder) parties for cash:

    • Multiplier: 1,000x

    • Example: 1,000 tokens purchased = 1,000,000 adjusted tokens

  • All tokens purchased beyond the first 500,000:

    • Multiplier: 100x

    • Example: 1,000 tokens purchased = 100,000 adjusted tokens

B. Token Pool Calculation Method

  • The token holder pool (50% of total proceeds) will be distributed pro rata based on adjusted token holdings.

5. Reporting and Transparency

The company will maintain an up-to-date ledger of:

  • All stockholders and their current equity percentages

  • All token holders, token purchase dates, amounts, and adjusted token weights

  • Token purchase eligibility dates for the 1,000x and 100x multipliers

All calculations and distributions will be audited by an independent third-party firm prior to disbursement.

6. Amendments

This policy may only be amended with the approval of:

  • A majority vote of the equity board (or equivalent governance body)

  • A 66% majority of token holders based on adjusted token weight

Appendix – Example Scenario

Total Proceeds from Company Sale: $10,000,000

  • $5,000,000 to be distributed among stockholders based on ownership

  • $5,000,000 to be distributed among token holders based on adjusted holdings

Token Example:

  • Holder A bought 1,000 tokens during first 500,000 sale → Adjusted: 1,000,000 tokens

  • Holder B bought 1,000 tokens after 500,000 mark → Adjusted: 100,000 tokens

  • Total adjusted tokens in system: 5,000,000

  • Holder A gets: (1,000,000 / 5,000,000) × $5,000,000 = $1,000,000

  • Holder B gets: (100,000 / 5,000,000) × $5,000,000 = $100,000